by 0% Intro APR for 21 Months on Balance Transfer: With one of many longest introductory durations on stability transfers, you may get a 0% introductory APR on transferred balances for a full 21 months, which means you may have about two years to repay your stability.
0% Intro APR for 12 months on purchases: You’ll additionally get a 0% intro APR on new purchases for the primary 12 months. This is a helpful profit in case you plan to purchase something with the cardboard.
Select your fee due date: Somewhat flexibility can go a good distance in relation to managing your funds. The card helps you to select from any accessible fee date, whether or not it is the start, center or finish of the month. This approach, you may arrange automated funds as per your wage.
No late payment: One of essentially the most distinctive options is that there are by no means any late charges. Although you must at all times pay your payments on time, as late funds can nonetheless have an effect on your credit score, it is good to know that you simply will not be charged in case you slip up and miss a fee.
No penalty April: If you miss a couple of funds, most bank cards will elevate your rate of interest as much as their penalty APR. The Citi Simplicity® Card by no means prices a penalty charge, so you do not danger having your APR enhance resulting from late funds.
No Annual Fee: This card comes with no annual payment, which is a vital characteristic in case your aim is to repay debt.
